I took this picture 2 days after the train-lorry collision near Kota Kinabalu International Airport on 30th October 2011 and it reminds me of the few personal accident insurance policies I have signed up for.
It reminds me of a fellow Kota Kinabalu blogger (I can't really recall which one) mentioning the importance of life insurance while at the same time thinking about injuries sustained by the passengers of the ill-fated train. For those who have Personal Accident insurance (PA), I suppose it is a straight forward contact-your-agent-and-sit-wait kind of process they have to go through. I read about Personal Injury Solicitors which is available in other countries, to handle cases involving insurance claim due to negligence of other party. This ensures that nobody unduly suffers from somebody else’s mistake.
I am not saying or passing a judgement that one party or another in the above case is at fault. I'm just wondering if we have this kind of service provider in our country. You know, something like in some countries, solicitors/lawyers look for some faults and collaborate with a willing person to take some legal action and benefit from there. This is an extreme example but, yeah, someone like a helper to 'solicit' on our behalf.
Can anyone, especially insurance agent/solicitor enlighten us?
It reminds me of a fellow Kota Kinabalu blogger (I can't really recall which one) mentioning the importance of life insurance while at the same time thinking about injuries sustained by the passengers of the ill-fated train. For those who have Personal Accident insurance (PA), I suppose it is a straight forward contact-your-agent-and-sit-wait kind of process they have to go through. I read about Personal Injury Solicitors which is available in other countries, to handle cases involving insurance claim due to negligence of other party. This ensures that nobody unduly suffers from somebody else’s mistake.
I am not saying or passing a judgement that one party or another in the above case is at fault. I'm just wondering if we have this kind of service provider in our country. You know, something like in some countries, solicitors/lawyers look for some faults and collaborate with a willing person to take some legal action and benefit from there. This is an extreme example but, yeah, someone like a helper to 'solicit' on our behalf.
Can anyone, especially insurance agent/solicitor enlighten us?
