I took this picture 2 days after the train-lorry collision near Kota Kinabalu International Airport on 30th October 2011 and it reminds me of the few personal accident insurance policies I have signed up for.
It reminds me of a fellow Kota Kinabalu blogger (I can't really recall which one) mentioning the importance of life insurance while at the same time thinking about injuries sustained by the passengers of the ill-fated train. For those who have Personal Accident insurance (PA), I suppose it is a straight forward contact-your-agent-and-sit-wait kind of process they have to go through. I read about Personal Injury Solicitors which is available in other countries, to handle cases involving insurance claim due to negligence of other party. This ensures that nobody unduly suffers from somebody else’s mistake.
I am not saying or passing a judgement that one party or another in the above case is at fault. I'm just wondering if we have this kind of service provider in our country. You know, something like in some countries, solicitors/lawyers look for some faults and collaborate with a willing person to take some legal action and benefit from there. This is an extreme example but, yeah, someone like a helper to 'solicit' on our behalf.
Can anyone, especially insurance agent/solicitor enlighten us?
It reminds me of a fellow Kota Kinabalu blogger (I can't really recall which one) mentioning the importance of life insurance while at the same time thinking about injuries sustained by the passengers of the ill-fated train. For those who have Personal Accident insurance (PA), I suppose it is a straight forward contact-your-agent-and-sit-wait kind of process they have to go through. I read about Personal Injury Solicitors which is available in other countries, to handle cases involving insurance claim due to negligence of other party. This ensures that nobody unduly suffers from somebody else’s mistake.
I am not saying or passing a judgement that one party or another in the above case is at fault. I'm just wondering if we have this kind of service provider in our country. You know, something like in some countries, solicitors/lawyers look for some faults and collaborate with a willing person to take some legal action and benefit from there. This is an extreme example but, yeah, someone like a helper to 'solicit' on our behalf.
Can anyone, especially insurance agent/solicitor enlighten us?
11 comments:
hello floyd...
:)
thank u for visiting my blog...
Hmm.. interesting topic. I'm going to subscribe comments on this ones, just in case someone 'qualified' in this area drop their valuable comments.
scary huh.....the last time i rode the train was in june when i went to beaufort with friends..now i guess that's the very last time i ride on train & i will never ride it anymore...it's too scary....
sorry if my comment is outta topic..hee..
aku tak tahu bab insurance claim ni
I have some experience here. :) Will post it when I finish drafting and create a link here. :D
BTW, I'm neither qualified nor expert in this. ;) The short story:
I involved in accident that resulted in bodily injury, the police forwarded my contact numbers to a certain law firm that specializes in bodily injury claim (not sure if they can be termed Personal Injury Solicitor or not). To this day, I have yet to see the claim...
Long story, to be published. ;)
Many thanks, KY Chua. Do post the link here once published.
Link posted.
@Ky Chua. Thanks for the link and for sharing your experience. Maybe we don't have that kind of help yet here. But who knows, hopefully someone could pass by here and tell us otherwise someday.
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